Products in Finance & Payments

Ledgerly is a privacy-first personal finance app that helps you track your net worth, manage your money, and understand your financial health—all from your iPhone. Whether you're tracking everyday expenses, managing multiple bank accounts, monitoring investments, or building long-term wealth, Ledgerly gives you a complete picture of your finances in one place. Track income, expenses, transfers, budgets, savings goals, assets, liabilities, investments, and receivables. Organize your finances across cash, bank accounts, credit cards, mobile wallets, and cryptocurrency while keeping everything consolidated into your preferred base currency. MULTI-CURRENCY FINANCE Manage money in multiple currencies with automatic exchange rate conversion. Track local and foreign accounts side by side, use official exchange rates, or enter your own custom rates for complete control. NET WORTH TRACKING See how your finances evolve over time with a detailed net worth dashboard. Monitor assets, liabilities, investments, and cash balances while understanding how each contributes to your overall financial position. FINANCIAL HEALTH INSIGHTS Go beyond budgeting with powerful financial analytics. Track cash flow, liquidity, investment performance, spending trends, income progress, and foreign exchange exposure through a customizable dashboard designed to help you make smarter financial decisions. EXPENSE TRACKER & BUDGET PLANNER Stay on top of your spending with fast transaction entry, category tracking, recurring budgets, and budget alerts. Understand where your money goes with detailed spending reports and visual breakdowns. INVESTMENT & PORTFOLIO TRACKER Monitor stock and cryptocurrency holdings alongside the rest of your finances. Track cost basis, profit and loss, portfolio performance, and how investments affect your net worth. SAVINGS GOALS Create financial goals, track progress, contribute funds, and stay motivated with reminders and milestone tracking. OFFLINE-FIRST & PRIVATE Ledgerly works without an account, subscription login, or cloud dependency. Your financial data stays on your device and remains under your control. Biometric protection and Privacy Mode help keep sensitive information secure. FEATURES • Net worth tracker • Expense tracker and money manager • Budget planner with alerts • Multi-currency wallets and accounts • Investment and portfolio tracking • Stock and crypto monitoring • Savings goals and progress tracking • Financial health analytics • Cash flow and spending insights • Asset, liability, and receivable tracking • Offline-first local storage • JSON backup and restore • CSV exports • Face ID and Touch ID protection Whether you're managing a personal budget, tracking investments, building an emergency fund, or working toward financial independence, Ledgerly helps you understand your money and grow your wealth with confidence.

tx-verify helps apps and businesses in Ethiopia automatically verify Telebirr and bank transactions. Many Ethiopian digital products still depend on users submitting screenshots or transaction reference numbers, followed by manual payment checks. This process is slow, prone to mistakes, and difficult to scale. With tx-verify, users provide a Telebirr or bank transaction reference number. The API validates the transaction, retrieves the relevant payment details, confirms that the payment is genuine, and verifies that it was sent to the expected recipient or account. This enables fast, automated payment verification without manual review.

Upload purchase reciept at partner stores and earn personalized points for discounts

If you’ve ever collected money for associations, church events, trips, or weddings etc, you know how messy it can get. Screenshots come through Telegram and WhatsApp. Some people send proof privately. Some forget to add their name. Some say they’ll pay later. And you’re left trying to verify who paid, who didn’t, and what’s still missing. Leymat helps you manage it clearly. Create a collection, share a link, track contributions, and let AI help extract and verify payment screenshots for you.

Check.et solves the problem of "fake screenshot" fraud in Ethiopia, where merchants struggle to manually verify digital payments from multiple providers (Telebirr, CBE Birr, M-Pesa, etc.) in real-time.The Problem: Manual Verification FatigueIn Ethiopia’s rapidly digitizing economy, businesses frequently face customers presenting doctored or reused transaction screenshots. Staff at busy counters, cafés, and retail shops often lack an efficient way to confirm that a payment is genuine, leading to:Revenue Loss: Accepting fake transfers as legitimate payments.Operational Inefficiency: Manually cross-checking bank apps or SMS alerts while customers wait.Reconciliation Chaos: Difficulty organizing transaction history across different bank and mobile money platforms.How It Works: Instant, Standardized VerificationCheck.et acts as a centralized verification layer that integrates directly with major Ethiopian financial institutions. It transforms fragmented, provider-specific data into a single, trusted dashboard.1.Input Data:Under 5 seconds.Merchants simply scan a customer’s payment QR code, paste a transaction reference number, or upload a screenshot/PDF of the receipt into the Check.et web dashboard.2.Real-Time Query:Average <2s response.Check.et queries the official APIs of the relevant financial provider (e.g., CBE, Telebirr, Awash, Dashen, Bank of Abyssinia, M-Pesa, Siinqee, or Zemen Bank) to fetch the actual transaction status.3.Standardized Confirmation:Uniform data output.The platform returns clean, structured data (Payer Name, Amount, Status, and Timestamp) in a consistent format, regardless of which bank was used.4.Audit & Log:Persistent record keeping.Every check is automatically saved to the business's shared workspace, enabling managers to track daily sales, identify trends, and export records to Excel for accounting.Key Features for BusinessesUnified API: Developers can integrate the Check.et REST API to automate verification within their own apps or ERP systems using one standard JSON response format.Team Access: Business owners can add unlimited employees with role-based permissions, allowing staff to verify payments on their own phones without administrative access.Fraud Prevention: The system automatically flags duplicate reference numbers or mismatched payment amounts before the merchant hands over goods or services.